When you can’t work, your income stops

Independent protection advice tailored to healthcare professionals — including a review of any existing cover.

 

Healthcare income isn’t straightforward.

  • Sick pay structures vary.
  • Private income alongside NHS earnings.
  • Additional clinical sessions – not pensionable / no sick pay.
  • Older policies no longer reflecting current roles or income.
  • What would actually be paid – and what wouldn’t.

That’s where specialist, independent advice matters.

 

Specialist protection advice for healthcare professionals.

Protection advice requires a clear understanding of clinical income structures.

MediDen provides independent, FCA regulated advice focused specifically on healthcare professionals.

Recommendations are based on suitability – not product bias.

The objective is simple:

To ensure your income protection reflects how you are actually paid.

 

How a protection review works.

We assess:

  • Your income structure – NHS, private and additional sessions
  • Existing policies and what they would actually pay.
  • Whether cover reflects your current role and needs.
  • Clear recommendations – no unnecessary replacement of existing arrangements.
  • No pressure. Just clarity.

 

Trusted by healthcare professionals.

“He took a full history, asked the right questions, planned the right treatment and delivered the goods.”

– A Kinghorn, Dentist, Durham.

 

“His knowledge in the dental field is excellent. There was no pressure.”

– A Robinson, Dentist, Preston.

 

“He was transparent and explained all options clearly. No hard sell.”

– D Rossington, Dentist, St Annes on Sea.

 

Testimonials reproduced with permission.

 

Request Your Protection Review

Get clear, independent advice on your income protection.

Request Your Protection Review

Your enquiry will be handled personally by a qualified adviser at MediDen.

We aim to respond within one working day.